Past 55

What Medicare may cost you in 2026

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An older woman in glasses reading through a stack of statements at a table.
Many people first see their Medicare premium after Social Security has already set it.

Answer five short questions to estimate your monthly and yearly costs using official 2026 Medicare figures. You will also see common costs that Original Medicare does not cover.

Where are you with Medicare right now?

This decides which costs apply to you today.

How do you file your taxes?

Medicare uses different income limits for single filers and married couples filing together.

What was your income in 2024?

Medicare looks back two years, so your 2024 tax return sets your 2026 premium.

Do you have a Part D prescription drug plan?

Part D is the separate plan that covers prescriptions.

Did you sign up for Part B when you first became eligible?

If you delayed without having qualifying employer coverage, a penalty may have been added to your premium.