The numbers nobody explains to you.

Social Security, Medicare and retirement costs in plain English. We show where each figure comes from and when it applies.

Check your 2026 Medicare costs
  • Five short questions
  • No sign-up or contact details
  • Official 2026 figures
An older man reading a printed statement at his kitchen table.
We put the numbers in plain English.
Sources you can checkFigures come from SSA, CMS, IRS and other public agencies
The right yearWe show when each figure applies because the numbers change
Independent informationWe explain the figures without recommending a plan

Start with what changed for you.

Choose the situation that sounds closest to yours.

See the Medicare bill before the letter arrives.

Answer five questions and see a clear estimate of your 2026 Part B premium, income adjustment, deductible and coverage gaps.

  1. 1Tell us where you are with Medicare.
  2. 2Choose your filing status and income band.
  3. 3See the numbers with an explanation of each line.
Open the free cost checker
PAST 55 COST CHECKER2026

Your estimated monthly premium

$202.90
Part B premium$202.90 / mo
Part B deductible$283 / yr
Routine dental$0 covered

This example uses the standard rate. Your estimate will reflect your answers.

Read the rule behind the number.

Each guide explains what caused the number, who it applies to and when it changes.

An older woman reviewing paperwork at a table.

Why your 2024 tax return sets your 2026 premium

The two-year lookback means a home sale, Roth conversion or large distribution can raise your bill long after the money moved.

Read the explanation

How we check the figures.

We show the source, year and limits behind every figure.

Source

Each figure comes from a named agency or published source.

Date

Annual amounts show the year they apply to and when we last checked them.

Limit

We explain the exceptions and do not give personal advice.

See what Medicare may cost you in 2026.

The checker is free, private and uses official 2026 figures.

Check my Medicare costs